Living Facilities Near New York, NY

VA Benefits

New York City is home to almost 45,000 veterans who are 75 and older, according to the U.S. Census Bureau.

At the federal level, the U.S. Department of Veterans Affairs, or VA, offers a number of benefits for those who have served in the armed forces. Two of those benefits — Aid and Attendance and Housebound benefits — can be used to cover the costs of assisted living and other forms of long-term care. For information about eligibility and how to apply for these benefits, visit our complete guide to VA benefits.

In New York City, the Department of Veterans’ Services offers VetConnectNYC to help veterans get the resources they need, from housing to health insurance to end-of-life planning. Similarly, the New Jersey Department of Military and Veterans Affairs (DAMVA) offers assistance to veteran residents through its Veterans Service Offices.

Medicaid

Medicaid benefits typically vary by state. For a broad overview of how Medicaid can help pay for assisted living and other types of care, visit our guide to Medicaid, Medicare, and long-term care.

New York State Medicaid provides coverage for a variety of medical expenses and services to more than 713,000 New York seniors. New York Medicaid also has an Assisted Living Program (ALP), which covers long-term care in assisted living facilities for qualified individuals.

ALP covers:

• Personal care
• Room and board
• Housekeeping
• Supervision
• Home health aides
• Personal emergency response services
• Nursing
• Physical therapy
• Occupational therapy
• Speech therapy
• Medical supplies and equipment
• Adult day health care
• Home health services
• Case management services for registered professional nurses

New Jersey residents of the NYC area will want to look into New Jersey’s Medicaid program. New Jersey Medicaid covers approximately 300,000 elderly adults. Seniors are covered under the NJ FamilyCare Aged, Blind, Disabled (ABD) Program, which offers comprehensive medical and dental coverage and, for eligible seniors, long term support and services that include assisted living.

While Medicare won’t cover room and board costs in an assisted living facility, it will cover some of the medical costs associated with long-term care.

Or, to learn what costs Medicare in the New York City metro area will cover, you can dial 2-1-1, visit the federal Medicare website, or reach out to one of your local Social Security Administration offices.

If your loved one needs help covering Medicare deductibles and fees, there are some additional NYC-area programs that may help:

• New York City’s Medicare Savings Programs may cover some Medicare Parts A and B deductibles, coinsurance, copayments and/or premiums. You must meet certain income eligibility requirements in order to qualify for these programs.
• New York’s Health Insurance Information, Counseling, and Assistance Program (HIICAP) offers aid in signing up for Medicare and can help find resources to defray healthcare costs. These programs may help cover monthly premiums or provide other discounts to make sure your loved one can afford the medical care they need.
• New Jersey residents can take advantage of a program called NJSave, which offers low-income and disabled seniors financial assistance to help cover Medicare premiums, prescriptions costs, and other health care expenses.