If you’re looking for independent living in the New York area, our local senior living advisors can help you each step of the way. From affordable independent living for seniors to luxury options, we’ll work with you to understand the cost of independent living in New York. From there, we’ll show you the best independent living communities for your lifestyle, interests, and budget.
Discover unique independent living amenities, social activities, dining, and more independent living benefits. With 58 independent living facilities in New York, A Place for Mom makes it easier to find your new, maintenance-free home.
We are also serving Independent Living facilities in surrounding neighborhoods like Lincoln Square, Union Square and Battery Park. You may also consider nearby communities such as Brooklyn, Queens or Hoboken.
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Costs of New York City independent living
New York City independent living communities typically cost an average of $7,648 per month, according to A Place for Mom’s proprietary data.[01] This amount represents what seniors we referred actually paid, including extra costs for any add-on services. A Place from Mom’s cost data offers transparency into what one can expect to pay for independent living in New York City.
How seniors pay for New York City independent living
While some health care services may be covered by Medicare, Medicaid, or long-term care insurance, rent in an independent living community is not. This is because independent senior living communities aren’t care facilities, though some may offer access to third-party care services on-site.
Most New York seniors sell their house and use a variety of other private sources to pay for an independent living community
Private pay options in New York City independent living
Private funds to pay for independent living can be sourced from many types of investments, such as personal savings, investment returns, pensions, and more. Families can also look into the following to pay their senior living expenses:
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VA benefits for independent living in New York City, New York
A senior veteran living in New York City may be eligible for pension and disability benefits from the Department of Veterans Affairs (or VA) to pay their costs of independent living. Veterans over 65 can receive supplemental income through the pension program through the VA if they meet service and financial requirements. If a veteran is disabled and is enrolled in VA health care, they may qualify for additional income benefits through the Aid and Attendance benefit or the Housebound# allowance. Note that these two allowances cannot be received simultaneously.
While the Aid and Attendance benefit can be used for anything that improves the disabled veteran’s quality of life, the Housebound allowance is meant to be used to cover the costs of in-home care for a housebound veteran with a permanent disability. Also, Aid and Attendance tends to pay out more, as it’s for a disability related to wartime service, whereas the Housebound is for disabilities related to the natural aging process.
Keep in mind that even if you’re rightly eligible for these benefits, the approval process can be difficult. It’s important to reach out to local benefit advisors and advocates to ensure the application process is completed properly so you get your due benefits.
Help to get New York City veterans benefits
You can learn more about services that may be available to you as a New York veteran by reaching out to a veterans benefits advisor through the New York State Division of Veterans’ Services. You can also explore free resources through the even more local NYC Department of Veterans’ Services (or DVS) office. There’s a wealth of information available on the DVS website as well as VA claims and benefits assistance.
DVS staff advocate for and assist New York City veterans in applying for pensions and accessing their eligible benefits. DVS even has a specific senior veteran division to ensure senior veterans are accessing all their eligible benefits. Speak to a DVS intake specialist through email at connect@veterans.nyc.gov or by phone at 212-416-5250. You can also find help accessing services and benefits by filling out an online form with VetConnectNYC, another DVS service.
Understand New York City laws and regulations for independent living facilities
Stand-alone independent living facilities
Independent living facilities are considered ordinary apartment complexes in New York City from a regulatory standpoint. As such, they are required to follow the NYC Department of Housing Preservation and Development’s (also known as the HPD) regulations. It’s crucial to understand your housing rights as a tenant entering into a new rental agreement. Your landlord is required to provide you with the following security measures and essential services:
Your landlord must also keep your apartment free of hazards, vermin, and leaks. You have the right to request repairs or remediation if your apartment is lacking essential services or if you’re living in hazardous conditions. If your landlord refuses to make repairs, you have a right to file a housing complaint with the HPD. You can also search a New York independent living or apartment building’s history to make a more informed decision. Explore the resources below for more tools and information on viewing building statuses, complaints, and how those issues are resolved.
NYC Department of Housing Preservation and Development (HPD)
New York State Department of Health contact information
The information contained on this page is for informational purposes only and is not intended to constitute medical, legal or financial advice or create a professional relationship between A Place for Mom and the reader. Always seek the advice of your health care provider, attorney or financial advisor with respect to any particular matter, and do not act or refrain from acting on the basis of anything you have read on this site. Links to third-party websites are only for the convenience of the reader; A Place for Mom does not endorse the contents of the third-party sites.
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